Commercial lines
Commercial auto insurance in Florida
Protection for pickups, vans and other vehicles used in your business operations.
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At a glance
What to review
- Liability arising from commercial-use accidents
- Physical damage for eligible vehicles
- Drivers, vehicles and declared business use
How are your business vehicles used?
A pickup, van or car used for work may need a different review from a personal car. Explain what it carries, who drives it, where it travels and whether the business or an individual owns it. Do not assume a personal auto policy covers business use.
When comparing options, review liability to others, physical damage for eligible vehicles, deductibles and limits requested in contracts. Terms and requirements depend on the use and the insurer. If you haul freight, also see Truck Insurance.
General reference: Florida Department of Financial Services — small business guide.
Coverage is subject to carrier eligibility, terms, limits and exclusions. A Vemos advisor can help you compare available options.